1. I hate Windows Vista.
2. What am I doing with all this leftover loan money, besides take whirlwind trips to SF? I am…going to start paying off my loans early! I know that’s like the nerdiest thing to do, but it feels good! Somehow, 35k seems a lot smaller and more manageable than 40k. Maybe because I can see myself making 35k a year, while 40k seems a bit of a reach.
3. I know, I know, incredibly lame.
4. But I still have a car to pay off as well, so that’s why I’m trying to be sensible.
5. I’ve made more money over this past year than I thought I would, thanks to internships that have actually paid me real money. I hadn’t expected that. That’s why I had so much loan money left over.
6. The funniest thing about Twitter is that, even when its service has been horrible, people haven’t been jumping ship as they have done when other websites suffer from heavy downtime and outages (cf. Friendster, circa 2001). Instead, people offer to try to help the engineering team out to save this now-indispensable service! I just find that hilarious.
7. And completely understandable. I love Twitter, and I’m no longer ashamed to admit it.
8. I met Mags’ baby today! He is ADORABLE. After holding him I was seriously all like, I want babies! Until Mags told me about the episiotomy she had to go through, and the 2 weeks of… let’s just call it fluid loss, plus the 4 more weeks of, shall we say, fluid leakage…and suddenly I felt like I could probably stand to wait another couple decades or so.
9. Also, Baby is a poop machine! An adorable poop machine, sure, but yeah.
10. Also, he was wearing this hilarious sleeper that said “Surrender the b00bie!”
Filed under: personal
just my two cents, but do keep in mind that paying off your loans early is not a profitable financial decision because your interest on educational loans is so low. you’d be better off buying a mutual fund, etc. because the return will most likely be higher than your educational loan interest. or at least pay off the rest of your car since the interest on that is most likely higher.
but of course, utility is personal, so if it makes you happier, then more power to you
Unfortunately, in my case, my student loan had a higher rate (8.5) than my car loan (6.8) so I decided to get rid of the PLUS loan quick. I don’t even know why i got that one in the first place. My staffords are also all 6.8%. Student loans aren’t such a great deal anymore =P